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WebProposition 103 (Section 1861.01 (a) of the California Insurance Code ... One of these factors is "persistency", which establishes the right of an insurer to reward long-term customers with discounts and other bonuses. New customers are barred from any persistency discount. The law also bars insurance companies assigning rates and … WebJan 15, 2024 · In California Liberty Mutual offers 5%, Metropolitan Direct between 3% to 10%, Traveler 10%, USAA 5%, AMICA 5% and Farmers … plotting a heatmap in python

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